[01] Charles Adusei, Department of Accounting, Banking and Finance, Garden City University College, Kumasi, Ghana. [02] Tweneboah-Koduah Isaac, Department of Managerial Sciences, Garden City University College, Kumasi, Ghana.

The aim of this study was to explore small and medium business operations from the perspectives of entrepreneurs of a commercial suburb in Ghana. A structured questionnaire was used for the data collection. The analysis made used of descriptive statistics, One Sample T-test and Kendall’s Coefficient of Concordance. The result indicates that there was a conscious adherence to proposed expenditure, a greater awareness of business plan but its usage was not encouraging, personal savings and family & friend’s financial supports were the driving forces for start-up businesses. The study concludes that running a business goes beyond passion, determination and ambition but on professionalism and seeking relevant knowledge for growth and sustenance. The study suggests that government support, the financial institutions and small businesses all have a role to play in developing that sector of the economy.

Business Operations, Entrepreneurship, Business Plan, Business Environment, Start-up Capital

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